OUSU condemn Trump presidency

first_imgOn Wednesday evening, the Oxford University Students’ Union (OUSU) council voted to oppose the policy platform of President-Elect Donald Trump.The motion to oppose President- Elect Trump was debated for over an hour, and passed with 37 in favour, 11 against, and four abstentions. The official proposition claims that some of the President’s policies during the election campaign of 2016 “represent a grave threat, especially to people of marginalised and disadvantaged… communities.”Opposition to the motion was wide-ranging but ultimately unsuccessful. Some asked for the Council to wait until the administration was in office enacting policies. Others claimed that the council should not attempt to involve itself in US national politics.St Anne’s second-year Thomas Zagoria, who proposed the motion to OUSU Council, told Cherwell: “I proposed this motion because, having lived in the US and having friends who are undocu- mented immigrants and from other marginalised groups, I didn’t want Trump’s rhetoric and policies to be normalised and legitimised, which will happen if people don’t actively speak out.“While I recognise some emphasise respecting the office of the presidency, I also think America especially has a history of change emanating from below, from people standing up for others in their communities through civil disobedience and peaceful pro- test. That history also needs to be respected.”President-elect Donald Trump’s inauguration will take place today at 5pm GMT, a ceremony in Washington followed by inaugural celebrations.Justin Wang, a first year student at Hertford college told Cherwell: “Whether one accepts it or not, Donald Trump will be the 45th President of the United States and trying to stymie him is undemocratic. Denouncing a leader before he has even taken office benefits no one. It is best to give him a fair chance, like we would have for Clinton, before we pass judgement.”This news coincides with ‘Oxford Stand Up to Racism’’s planned protest against Donald Trump today at 5pm.last_img read more


first_imgFeds drop charges against MenendezIn a surprise move, the U.S. Justice Department has dropped its corruption case against U.S. Sen. Robert Menendez.This decision came after a mistrial was declared in the proceedings against the New Jersey Democrat and co-defendant Salomon Melgen in November when the jury could not come to a verdict.The Justice Department refiled the charges earlier this month, but U.S. District Judge William Walls, who heard the original case, dismissed seven of the most serious charges against Menendez and Melgen. Walls said the trial had shown no evidence of wrongdoing in regards to Menendez accepting campaign contributions from Melgen.This left the lesser charges of Menendez accepting gifts and trips from Melgen. Menendez’s defense team was expected to request that the other charges also be dropped.But it appears the Justice Department decided the case was not worth pursuing and dropped the remaining charges against both men.“From the very beginning, I never wavered in my innocence and my belief that justice would prevail,” Menendez said in response to the decision. “I am grateful that the Department of Justice has taken the time to reevaluate its case and come to the appropriate conclusion. I thank God for hearing my prayers and for giving me strength during this difficult time. I have devoted my life to serving the people of New Jersey, and am forever thankful for all who have stood by me. No matter the challenges ahead, I will never stop fighting for New Jersey and the values we share.”The case could have had serious political implications. Republicans hold a narrow majority in the U.S. Senate and Menendez faces reelection this fall.The two men were charged in a case that claimed Melgen had given Menendez significant campaign contributions as well as gifts and trips in exchange for helping in solving problems Melgen was having with several agencies of the federal government. Menendez has said he was merely helping a constituent.A number of local officials had urged the federal government to drop the case, from Rep. Albio Sires to Hudson County Executive Tom DeGise.Suntex announces postponement of public presentationSuntex Marinas announced that in the spirit of cooperation, it has agreed to a request from New Jersey Department of Environmental Protection officials to postpone the public presentation of details surrounding its proposed marina in Liberty State Park.The presentation had been scheduled for Tuesday, Jan. 30 at Liberty Landing restaurant at the park’s northern end. An alternate date will be announced once it has been confirmed.Suntex has proposed construction of a marina at the southern portion of the park. In addition to much-needed space for area boaters, the marina will include a waterfront restaurant, a boat club that will allow members to use available boats for a nominal fee, and City Sail, a sailing school that caters to teens.Along with the marina, Suntex plans to refurbish the dilapidated public boat launch as well as construct a public fishing pier at the park’s south side. Suntex also will update the popular picnic area at the south end, which over the years has fallen into some disrepair.As part of the agreement with the DEP, Suntex has agreed to maintain and repair the bulkhead at the park’s northern, where Suntex operates the Liberty Landing marina. The state had formerly been responsible for the bulkhead. Suicide attempt at charter school in Jersey CityA 13-year-old student allegedly tried to attempt suicide in the bathroom at Beloved Charter School on Jan. 21 according to Kimberly Wallace-Scalcione, spokesperson for the Jersey City Department of Public Safety.Wallace-Scalcione said Jersey City police officers responded to the school at 508 Grand St. at about 2 p.m. on the report of an attempted suicide.“A school official advised police of a 13-year-old student who had attempted to harm herself in the girl’s bathroom,” she said. ”The student was conscious and talking when she was taken by ambulance to the Jersey City Medical Center.”The suicide attempt follows a series of reports concerning suicides that have taken place as the Hudson County Correctional Facility, and the murder of an 18-year-old Jersey City high school student this week.Hudson County CASA is seeking volunteersLearn how to become a CASA (Court Appointed Special Advocate) volunteer and help foster children find safe and permanent homes. The next information session will be held at the Hudson County Courthouse, 595 Newark Ave. Rm. 901 on Tuesday, Feb. 6 at 6:30 p.m.Hudson County Court Appointed Special Advocates (CASA) is a non-profit organization committed to advocating for the best interests of abused and neglected children. CASA works through trained community volunteers to ensure that needed services and assistance are made available to children while helping to move them toward safe and permanent homes. Hudson County CASA volunteers are everyday people who make a direct impact in foster children’s lives. They are trusted, dedicated adults who seek to improve children’s well-being. CASA volunteers get to know their assigned child and his or her circumstances and provide valuable information to the court. Judges rely on the volunteers’ recommendations to make the best decisions about the children’s futures.For further information, visit www.hudsoncountycasa.org .Sires explains his boycott of State of the UnionRep. Albio Sires (D-8th Dist) said he did not attend President Donald Trump’s State of the Union because he felt the president was dividing the nation with “vitriol and fear-mongering” while governing for a select group at the expense of many others.“Unfortunately, the president’s speech was more of the same misguided rhetoric and vague proposals. He touted the rushed Republican tax bill which prioritizes the wealthy and corporations over those who need tax relief the most,” Sires said. “While tax breaks for corporations were made permanent, relief for individuals is only temporary and once they sunset people will see their tax bills increase. Even with the new tax cuts, a number of companies have turned around and begun to lay off workers.”The president’s attempt at bipartisanship with a call for a $1.5 trillion investment rings hollow, Sires continued.“It does not reconcile with the fact that his administration has so far committed to no more than $200 billion in assistance from the federal government, leaving the states to find ways to raise the other $1.3 trillion,” Sires said. “President Trump should match his rhetoric with reality, and he can start by coming out in support of federal financial assistance for important national and regional infrastructure projects such as the Gateway Project. Perhaps most disturbing was how the president continued to divide the nation, conflating students and industrious young people, who were brought here not of their own volition, with criminals who have committed horrendous acts. By choosing to see the worst in our nation’s immigrant community, President Trump has turned his back on what America has stood for since it was founded – a place where hard-working people could come and build a life for themselves and their families.” “If the president was truly committed to bipartisanship and unity he would not use Dreamers as a bargaining chip or waver on his promise to help them as we approach his arbitrary deadline of March 5,” Sires said. “While I am disappointed in the message of last night, it is my hope that the president does not continue to divide our nation but instead chooses to govern for all those who call the United States of America home.”NJ Chief Justice to peak at Lincoln Association banquetNew Jersey Supreme Court Chief Justice Stuart Rabner will be the featured speaker at the 153rd annual Jersey City Lincoln Association Banquet commemorating Lincoln’s birthday on Feb. 12.The Lincoln Association of Jersey City traces its lineage back to April of 1865 when a small group of business and civic leaders in Jersey City met after hearing word of the President’s assassination. They gathered to mourn the nation’s loss; a loss that each felt very personally. That night they vowed to meet each year on the anniversary of Lincoln’s birth, Feb. 12, to celebrate his vision and courage, his firm but fair philosophy and his many laudable achievements. For over one and half centuries, despite the Great Depression, two World Wars, and various incidents of inclement weather too numerous to count, the successors of that first group of civic leaders have never failed to meet on President Lincoln’s birthday to celebrate his life. No other organization in the country has a longer record of honoring the Great Emancipator.This year’s festivities begin at noon. Lincoln Association vice-president Michael Ricciardone of Jersey City will preside at the 89th annual wreath laying ceremony at the statue of Lincoln at the entrance to Lincoln Park at Kennedy Boulevard and Belmont Avenue. Past president of the Association Dr. Jules Ladenheim, M.D. will recite Lincoln’s famous “Letter to Mrs. Bixby,” who reportedly lost five sons in battle during the Civil War. The wreath laying is free and open to the public.The 153rd annual Banquet will begin at 5 p.m. at the Gallery at Liberty Prime Steakhouse, 111 Montgomery St., Jersey City, with a cocktail hour followed by the official program at 6 p.m. Dr. Ladenheim will recite Lincoln’s Farewell Address to the residents of his hometown, Springfield, Ill. President-elect Lincoln delivered these remarks on Feb. 15, 1861, just before he left for Washington, D.C. for his inauguration. Chief Justice Rabner’s remarks will follow. At the conclusion of the banquet, incoming officers for the new year will be installed, including Michael Ricciadone, who will assume the presidency of the association.Tickets for the banquet may be purchased for $100 each through the website www.thelincolnassociationofjerseycity.com, by e-mail from [email protected], or by mail to 111 Gifford Ave., Jersey City, New Jersey 07304.Christ Hospital holds seminar on managing heart or lung diseaseFebruary is American Heart Month and as a way to help individuals who are living with heart or lung disease lead more active, healthier lives, CarePoint Health-Christ Hospital is holding a free seminar as part of its Lunch & Learn Series on Wednesday, Feb. 14 from noon to 1:30 p.m.The seminar, which is free and open to the public, includes a heart-healthy lunch and will feature medical experts in the heart, lung and nutrition fields discussing ways to better manage congestive heart failure or chronic obstructive pulmonary disease (COPD), as well as other related topics.According to the American Heart Association, heart disease is the leading cause of death for men and women in the United States, with approximately 2,200 Americans dying of cardiovascular disease each day. Cardiovascular diseases, which includes stroke, claim the lives of about one woman every 80 seconds.“A significant amount of the population suffers from heart or lung disease,” said Marie Duffy, chief hospital executive at Christ Hospital. “It is important to educate the population in managing their heart or lung disease, so they can understand the disease process and learn to manage living with the disease. Patient education and information help people to be proactive participants in their care so they can manage their daily lives with the disease and symptoms and live longer.”Additional topics to be discussed will include proper nutrition and use of inhalers. The event will include hands-on demonstrations and a question-and-answer period.“February is American Heart Month and the perfect time to remind people that you only get one heart and you want to take care of it,” said Dr. Tucker Woods, chief medical officer at Christ Hospital. “Our Lunch and Learn Series will help patients learn about heart disease and how to better manage themselves for a healthier living.”Those interested in attending should preregister by emailing [email protected] or [email protected] RSVPS are requested by Feb. 7.Anyone seeking additional information may call Nancy Aleman at (201) 341-1310.The seminar will be held at Christ Hospital, 176 Palisade Ave., in Staff Rooms A and B.CarePoint partners with NJ Sharing for Valentine’s Day donor eventWhile most people will celebrate Valentine’s Day in the arms of their loved one, CarePoint Health is teaming up with the NJ Sharing Network to help raise awareness about the importance of organ donation and to help bring the gift of life (and love) to hundreds of New Jerseyans.In addition to Valentine’s Day, Feb. 14 is also National Donor Day, a day established to increase awareness about organ donation and the lives that can be saved through this important initiative. In the United States, there are more than 115,000 people waiting for a lifesaving organ donation.On Feb. 6th, from 11:30 a.m. to 2:30 p.m. at Hoboken University Medical Center and Christ Hospital in Jersey City, representatives of the NJ Sharing Network will be joined by an organ donor or recipient, at an organ donation registration drive in each of the hospitals’ lobbies. The drive will also take place on Feb. 8th, from 11:30 a.m. to 2:30 p.m. at Bayonne Medical Center.One organ donor can save eight lives by donating the following organs: heart, lungs, liver, kidneys, pancreas and intestines.Last year, NJ Sharing Network honored all three CarePoint Health hospitals for the work they are doing to raise awareness about the importance of organ donation. Both Hoboken University Medical Center and Christ Hospital received the platinum award, the highest honor, and Bayonne Medical Center received the gold award, the second highest honor. Man charged in murder of JC high school studentKahsaun Bell, 29, of Roselle, has been charged with murder of an 18-year-old Jersey City man.Detectives from the Hudson County Prosecutor’s Homicide Unit arrested Bell on Monday evening on Rose Avenue in Jersey City in connection with the shooting death of Angel Cruz, 18, of Jersey City, who died Jan. 30 from gunshot wounds he sustained from a shooting that took place on Jan. 29. Cruz was a student at Lincoln High School.Bell appeared in court and pled not guilty to the charge.Prosecutor Esther Suarez credited the Jersey City Police Department for assisting with the arrest.On Jan. 29, at approximately 9:35 p.m., Jersey City Police Officers responded to a report of possible gunshots in the area of Rose Avenue in Jersey City. Upon arrival to a home located on Rose Avenue, responding officers found Cruz inside the home with multiple gunshot wounds to his torso.The victim was transported to Jersey City Medical Center by Emergency Medical Services where he was treated for his injuries. Cruz was pronounced dead shortly after 3:20 a.m. on Jan. 30.The Regional Medical Examiner’s Office has determined the cause of death to be gunshot wounds to his torso and extremities, and the manner of death to be homicide. last_img read more

News story: Minister for Africa statement on violence and human rights violations in Zimbabwe

first_img Follow Foreign Office Minister Harriett Baldwin @hbaldwin ZimbabweFurther information Following a call with opposition and government leaders today, Minister of State for Africa Harriett Baldwin said: Follow the Foreign Office on Twitter @foreignoffice and Facebook For journalists Email [email protected] I am deeply concerned by the violence and human rights violations which have taken place in Zimbabwe since last week’s elections. Today I spoke to Nelson Chamisa and Foreign Minister Moyo to urge all parties to ensure calm while any challenges to the result of the election are resolved. This should have been a time for Zimbabweans to have their say on the future of their country in a peaceful, democratic way. Instead we saw violence breaking out and security forces targeting opposition supporters. Zimbabwe’s human and constitutional rights must be protected by the state. The UK stands with the international community in calling for the Zimbabwean security forces to act with restraint. Follow the Foreign Office on Instagram, YouTube and LinkedIn Media enquirieslast_img read more

Watch This Treadmill Dancer Get Down To Some Phish Jams In New Mash-Up Video

first_imgMKDevo, you have been on a roll! Ever since the National Conventions, where MKDevo combined Phish music with actual footage from those events, the beloved video editor has been playfully setting fun videos to funky jams. The latest sees MKDevo taking footage of a guy going all out on a treadmill, and mashing it up with some prime funk jammage from 1997.Taken from a video posted a few days ago, the pairing of this dancing treadmill guy with “Black Eyed Katy” from 11/23/97 is everything we need from the internet today. Watch and behold the groove!Check out more of MKDevo’s funny mash-up videos in the playlist below.last_img read more

Fight fiercely, Harvard

first_imgSusan Seav ’12 hails from Los Angeles, and while the molecular and cellular biology concentrator unabashedly admits she’s not a big fan of the country’s eastern side, one activity has alleviated the burden of homesickness a bit — boxing.“It’s actually a good place to meet boys,” she said.Seav joined the Harvard Boxing Club, which is open to men and women, during her sophomore year. “I was always leaving volleyball practice at the same time that my friend was showing up for boxing practice,” she recalled. “And he told me I should join.”Popular on campus since the late 19th century, boxing at Harvard has reinvented itself many times over.In those halcyon days, the sport was required of every undergraduate, including eventual Presidents Theodore Roosevelt and John F. Kennedy, as well as writer Norman Mailer. In 1941, former lightweight champ Tommy Rawson — and one-time trainer of Rocky Marciano (yes, that Rocky!) – took the helm as coach and oversaw Harvard boxing for six decades until his death in 2003 at age 94.Rawson witnessed the sport take a lot of punches. In 1961, for instance, the NCAA discontinued boxing as an intercollegiate sport, and so Rawson jump-started the Harvard club. Unruly spectators turned out in droves to see its matches, and a campus-wide ban of tournaments was issued in 1976. When Radcliffe College merged with Harvard College in 1980, Rawson was suddenly faced with coaching both genders.“Oh, the girls are fantastic!” he told the Gazette in 2001. “They have better footwork and coordination than the men.”Today, the club is composed of approximately 20 regular male members, and five female regulars.“The reaction I always get is, ‘You box?!’” recalled Allie Stote ’14. “But the guys in the club are really supportive. They always tell me, ‘Oh, I never want to get in the ring with you.’ ”At practice, women do the same exercises as their male counterparts — 100 reps of sit-ups and push-ups, punching bag drills, and more. “Forget about the boxing aspect for a moment,” said Seav. “A lot of girls join the club just to get a good workout, and to find a buddy who understands the pain.”Club president George Hageman ’12 has never questioned the presence of women. “They’re full members of the team, and some of them are pretty good — better than the boys, actually.”Hageman began boxing his sophomore year, too, originally to learn how to defend himself. “But I stayed because boxing pushes you in a way that classes can’t,” said the government concentrator. “Mentally, there’s nothing scarier than going into a ring, and a guy is trying to knock you unconscious. And there’s a special bond that comes from fighting your friends — and knowing you’ll still be friends.”He’s currently compiling a roster of the club’s impressive alumni, among them Rosalie Parker, U.S. amateur women’s flyweight champion; Peter Blake, an executive producer of  “House, M.D.”; Middlesex County District Attorney Gerard T. Leone; Jean-Paul Colaco, senior vice president of advertising at Hulu; Michelle Rhee, former chancellor of the Washington, D.C., public schools and founder and CEO of StudentsFirst; and Alan Jay Lerner, lyricist and winner of three Tony Awards and three Academy Awards.Boxing is more than uppercuts and jabs, the students agreed.“It’s an intelligent sport,” said Stote. “You don’t have time to think about what your opponent will do next. You train your mind to pick up on those subtle movements.”“It’s a good life lesson,” said Hageman. “You take the punch and deal with it.”But, seriously, what’s it like to get punched in the face?“You never get used to it,” said Hageman.“It’s awful,” Seav admitted. “I’ve never gotten hurt, but the punch comes out of nowhere. It kind of feels like falling asleep in class. When you awake, you’re like ‘Oh, wow, that was embarrassing.’ ”last_img read more

June 15, 2005 Letters

first_img June 15, 2005 Letters Letters Last Say I am writing regarding the April 30 News article headlined “Bill would give prosecution the last say in some cases.” I am one of the two defense attorneys who represented the defendant, who was accused of raping and burglarizing the woman quoted in the article. This has resulted in an attempt in the legislature to deprive the defense of the second closing argument in criminal cases where only the defendant or no witnesses are called for the defense.First, I would like to say that I take exception with this woman being called a “rape victim.” The defendant was found not guilty at trial. And he didn’t win on a technicality or a small point of reasonable doubt, either. One of the jurors actually went on the local news and said they voted not guilty because they didn’t believe the accuser and they did believe my client. Interestingly, no mention was made of the second close.Additionally, there were no new claims made about this woman in second close that hadn’t already been discussed or introduced into evidence earlier, regardless of her claims in the article. Anyone could order up transcripts of the trial and confirm this. If we are going to change state law based on one verdict, shouldn’t we be a little more thorough? The reality is that trial was over before the second close began.The broader question is, is there a logical or rational reason to change this 150-year-old rule? The reasons cited by the lawmakers quoted in the article would be comical if these people didn’t have actual power over the lives of others. One says most other states give the prosecutor the last say. So does that mean we should follow their lead without having a real reason to do so? Another one says that “for people who serve as prosecutors, it’s a tremendous burden.” Really? Assuming this were true, then wouldn’t the converse also be true? Is his goal to place a tremendous burden on the defense? I thought our court system was there to determine the truth and afford people a fair trial. If it isn’t and the only goal is to give prosecutors a crutch to get more convictions, then by all means change the rule. Another legislator actually referred to the rule change proposal as a “matter of right and wrong.” I can only infer from this language that he is saying that the defense having any opportunity to win a case is actually morally wrong. That kind of comment is crazy and dangerous. Can there ever be a not guilty verdict that is “right?” What if the guy was actually not guilty?Of course, one thing none of these people has considered is the unintended consequences of the rule change to the taxpayer and the court system. There is no doubt that the proposed rule change would increase the average length of criminal trials in Florida. One of the reasons we don’t have marathon trials, like they do in California, is the defense has a disincentive to putting on witnesses and evidence of marginal value, because it doesn’t want to lose the second close. You take that away, and there is no reason for us not to put on every uncle, cousin, and old buddy of the defendant whose testimony might even remotely be relevant. Also, is the legislature going to start fine-tuning court procedure every time it feels like it? That function should be left with the Supreme Court, where it belongs.Shouldn’t our laws be based in reason? Chris Brown Ft. Myers Diversity The May 15 News article on the Bar’s Second Annual Diversity Symposium shows us that, in today’s Florida Bar, the issue is not whether we will aim to have a diverse Bar but what methods we will take to achieve that noble end.Indeed, the forum contributors are correct in that there is a moral and business case for diversity, as it brings about an expanded vision and viewpoint. There are few better instances of this benefit than in the oral arguments during the 2002 U.S. Supreme Court case on cross burning and freedom of speech, Virginia v. Black, in which Justice Clarence Thomas spoke passionately on the history of cross burning. Justice Thomas’ contributions allowed us not only to see the legal and technical aspect of the issue, but also the historical relevance.However, attention should be given on the means to achieving diversity, as the means is the subject often in dispute. Diversity is to be achieved as a goal through a process of inclusion as inclusion naturally arises via a system of free and nonbiased competition. Here, prior walls which were erected to exclude are kept down; current walls of exclusion are torn down, and opportunity, which yields equality of opportunity and not results, is affirmed. Lowering expectations or standards in the name of inclusion is regressive and offensive.Competition, which is a fact of life in our society, need not be sacrificed on the altar of diversity. Natural inclusion of minorities into a competitive market need not oppose the value of diversity, as too many think. The goal is the right to compete and grow in a bias free environment, and not the right to be the “token minority” in some narrowly tailored summer associate program slot.Indeed, at times the symposium went down a strange track all together.On sexual orientation, I find it intrusive to inquire, via survey, on the sexuality of attorneys for purposes of diversity. Mind you, the value of inclusion on the basis of sexual orientation is not in dispute here. We need only press for nondiscrimination in employment and, where family benefit plans exist, benefits for the partners of gay and lesbian attorneys and staff. Inquiring on the sexual habits of lawyers in the name of diversity is awkward at best.In addition, the lack of discussion on the need for diversity on the economic background of lawyers and law students was disappointing and shows an illogical presumption of a disadvantaged status on someone because of their sexual orientation, disability, and race. This presumption is troubling and yields, as we have seen in some affirmative action systems which do not take class into account, inequitable results. Allowing the Bar or law schools to think they have done their social duty by merely establishing a “minority outreach,” which historically reaches mostly middle class or affluent minorities and excludes the underclass, is a false hope at best. Indeed, discussing sexual orientation, gender, race, and disability, as if these are the main four stigmas in our world, omits the divide between our relatively affluent community and the 40 million plus Americans of all backgrounds and races who live in poverty.In the final analysis, the answer to the challenge of diversity lies with opportunity, not an outdated mentality of paternalism posing as outreach. Minorities, gay and lesbians, persons with disabilities, and women are to be judged on their abilities and prospective contributions, not their status or grievances. Our aim should be an environment of tolerance, high expectations for all and affirmation, not artificial methods of promoting diversity. I most certainly hope The Florida Bar will consider this, and not undermine the contributions of excluded groups by well-intended but destructive paternalism, in achieving the noble goal of diversity. Luis Viera St. Petersburg June 15, 2005 Letterslast_img read more

How will your credit union avoid getting “Ubered?”

first_img 16SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr As we enter the time of year when credit unions do their strategic planning, there needs to be recognition and a high sense of urgency around the fact that this industry is facing the “Perfect Storm” of Big Data, Analytics and technology that will change the landscape of retail financial services forever and that change will most likely happen within the next 3 years.Imagine two circles, one called “Business” and the other “IT”. In the latter part of the 20th century, the nexus of these two circles was minor. Fast forward to 2015 and the nexus has grown to the point where IT (now called Technology) has virtually eclipsed Business to the point where it is very hard to separate the two. The impact of this dynamic has been the dramatic increase in the pace at which a new breed of highly adept Analytic Competitors can enter a market and quickly capture your most profitable customers. Within the last 10 years we have witnessed the disappearance of giants like Kodak, Borders (replaced by Amazon) and Blockbuster (replaced by Netflix) and the trend continues with newcomers like Air BnB and Uber disrupting the hotel and taxi industries, respectively.In his book “The Innovators Dilemma” Harvard Professor, Clay Christensen explores the question of how companies, once dominant in their industry, just disappear; and when you look back at the history all of the signs were there. Unfortunately, the strategic planning process was focused elsewhere because management was so deeply entrenched in their own systems and processes (sound familiar?). The reality is that boards and CEOs become imprisoned by the very business models that they created and unable to see signs of the tsunami headed towards them. One very notable victim of the Innovators Dilemma was the Eastman Kodak company. In the late 70’s Kodak was the leader in film technology, in fact, they were also the inventors of digital camera technology. Their innovation brought us the famous “Polaroid Land Camera” that produced an instant picture, which was a revolution, given that the state of the art at that time was a one week wait to get a roll of film developed. How could they miss the transition to digital camera technology? continue reading »last_img read more

Hockey rinks, piggy banks, and iPads: A 3 year experiment with my kids and money

first_imgBoth boys over the three years were able to save their own money to purchase their own Ipad Minis, and now Quinn wants to do the same!It seems like the kids (at least the boys) have similar responses as compared to their older sibling in the previous yearLove Quinn’s response to “What a Credit Union is?”  Where Dads go to work!As the years have grown congruent with the ages of my children, it is interesting to see their understanding of money.  All of them know that they need to save and that money should go into your piggy bank.  What is most alarming to me is Kyan’s response that a credit union is a bank.  In his eyes, and likely for all three of my kids, they are not different.  They are the same.So why is that?For starters, obvious poor parenting by their mother. ☺In all seriousness, like many others in the credit union world, I haven’t done a good enough job in expressing to them what makes a credit union different, especially as it relates to them.  Let’s be honest, if I talked to my kids about economic participation, they would look at me like this…As a branch, we’ve really wanted to focus on providing financial literacy in our community.  Through reaching out to one of the local schools, we’ve been able to host two Grade 2 and two Grade 4 classes for tours of the branch and financial literacy activities that are tied to each grade’s school curriculum.  Most importantly, through obtaining a copy of the The Berenstain Bears Visit the Credit Union book, we’ve been able to share with the students the difference between banks and credit unions through an avenue that is familiar to them, the Berenstain Bear family.Hopefully I can use this book to also help teach my children that a credit union is more than just a bank….and a hockey rink. 49SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Devin Selte Devin Selte is a 15 year veteran in the credit union industry all with Servus Credit Union. On top of his position as Branch Manager in Stony Plain, he is … Web: www.servus.ca Details While Braylen’s initial answer of “a hockey rink” to the question “What is a Credit Union?” may seem funny, he’s not too far off!  Many credit unions across Canada have the naming rights to local hockey rinks.I wish I could find “the money maker” that Kyan speaks of.Quinn…. hostile interview.2014: Over the past three years, I’ve been doing a little experiment with my children on their knowledge of credit unions, money, and saving.Each year, I’ve asked them four questions (noted below) and recorded their responses.What is a credit union?Where does money come from?What do you do with money?What are you saving for?Some quick observations from each video:2013: We could start our own drinking game with the amount of times that Braylen says “work” is his video.   And what’s with the little container coming up again?!?!?!?Kyan does a pretty good job in describing a credit union in the sense of getting money and giving it.  Banks also do that.Quinn…learned Russian since the last video.  And yes, that is Braylen in the background commenting on his sister’s craziness.2015:last_img read more

Trump’s plan will make the sick pay more

first_imgBut with fewer healthy people paying into that system, the premiums for everyone left would rise.This is the very problem that Obamacare was created to solve.Under the Affordable Care Act, the premiums paid by healthy people help subsidize the more expensive care needed by sicker people (the same thing happens in employer-provided health insurance).In return, the healthy have the security of knowing that, if the need arises, they too will be taken care of.Trump wants to dismantle this cooperative arrangement and just let healthy people buy cheaper policies.What happens to the sick under this system — and the healthy, for that matter, when they unexpectedly become sick — Trump did not say.Americans are increasingly inclined to see health care as a collective responsibility. What he didn’t mention is that these potential savings would accrue only to people healthy enough to gamble on skimpy insurance coverage.Sicker people, left stranded in a deteriorating risk pool, would see their premiums rise.In other words: The changes would shift costs, not save money, for the health-care system.Trump has ordered his cabinet to arrange for more small businesses to join in “association health plans” that are exempt from the rules of the Affordable Care Act.And he plans to allow people to remain on short-term insurance policies (also exempt) for as long as a year.Such plans could charge higher premiums for people with preexisting health problems.These people, who have greater-than-average need for essential health benefits like hospitalization and mental health care, could instead remain in the protected Obamacare marketplace. More from The Daily Gazette:EDITORIAL: Find a way to get family members into nursing homesFoss: Should main downtown branch of the Schenectady County Public Library reopen?EDITORIAL: Thruway tax unfair to working motoristsEDITORIAL: Beware of voter intimidationEDITORIAL: Urgent: Today is the last day to complete the census Six in 10 Americans now think it’s the federal government’s duty.Trump has found other ways to remove healthy people from Obamacare risk pools.His administration is refusing to help people sign up for policies during the fall enrollment period.And he’s dropped many hints that he might soon decline to enforce the ACA mandate that every American have insurance.Trump’s latest executive order, like his previous moves, seems motivated more by frustration at Congress’s inability to repeal Obamacare than by any concern for the smooth functioning of the individual health-insurance market.Regardless, it puts the health of millions of Americans at risk. Categories: Editorial, OpinionThe following editorial appears on Bloomberg View:President Donald Trump has announced some new strategies to destabilize the individual health-insurance market, but his misguided objective is the same as ever: to undermine the Affordable Care Act and, more broadly, the very idea of health insurance.His latest executive order, signed Thursday, will cause premiums to fall drastically for “millions of Americans,” Trump said.last_img read more

COVID-19: Patchy response to President’s call to work from home

first_imgProductively working from home, for those who can, is possible. That’s the message President Joko “Jokowi” Widodo and his Cabinet members are trying to project to reduce the rapid spread of the novel coronavirus disease COVID-19.Jokowi led a teleconferenced Cabinet meeting on Monday after urging Indonesians to “work from home, study from home and worship from home”. He said in a press statement following the meeting: “Remote working I think has been effective in working hard to tackle both the coronavirus and economic slowdown.” “I went by my private vehicle today because I’m scared of having to go by the MRT [Mass Rapid Transit],” said Susan, a 32-year-old private sector employee who normally uses the MRT to commute to the office.Read also: COVID-19: City-wide transport restrictions cause buildup at Transjakarta, MRT stationsSusan told The Jakarta Post that her company had implemented several precautionary measures including temperature checks before entering the office building, the signing of a declaration form for visitors and the limitation of business as well as personal travel for the previous two weeks.However, she still has to work from the office, despite her understanding that it is possible for her work to be carried out from home.“I do not know the answer [as to why the work-from-home policy had not been implemented]. Maybe the policy is still being formulated,” she said.The experience from China, South Korea and Singapore has demonstrated that social distancing measures can prevent infection and save lives, on top of aggressive testing and contact tracing.The World Health Organization has declared COVID-19 a global pandemic, having infected more than 170,000 around the world and claiming over 6,500 lives as of Monday. In Indonesia, 117 people have tested positive for COVID-19 with five deaths.Edgar, a 23-year-old fresh-graduate working in the creative sector, told the Post on Monday that he chose to go to work by taxi that day, instead of going on his usual commuter line transport.“I’ve heard that the commuter line from Bogor to Jakarta is the riskiest [for virus transmission], and the Transjakarta routes are limited, not to mention the long lines,” he said.Passengers line up to enter Lebak Bulus MRT Station in Jakarta, on Monday. The Jakarta administration reduced the operations of city-operated public transportation to reduce the spread of the Covid-19 virus. (JP/Seto Wardhana)Edgar added that his line of work, which involved sorting out data and creating insights, could be done remotely, although there were a few tools and software that would operate faster using the office’s local-area network (LAN).A number of companies have rolled out strict responses to the virus pandemic, issuing internal circular letters on mechanisms to work from home, avoiding both domestic and international business travel and promoting social distancing.Local technology giant Gojek is one that has shared a comprehensive “work from home best practices” document sheet online, including tips on communicating and maintaining productivity levels from home while at the same time maintaining wellbeing.“We are also conducting a work-from-home trial as well as deep-cleaning the office regularly,” chief of Gojek corporate affairs Nila Marita told the Post. Gojek has also been educating its drivers and employees on COVID-19 and how to reduce its spread, as evident in the app’s homepage.Telecommunications firm Indosat Ooredo has also launched the #StayHomeStayConnected campaign to maximize digital technology and to maintain productivity for its clients and customers, which range from online lecturing to digital customer services. For Indosat employees, the company has implemented working from home since Monday until further notice.Read also: Work-from-home policy in effect at major Jakarta companies over virus concernsDigital payment platform OVO and online marketplace Tokopedia have also announced similar procedures.“Today, OVO decided to enact a work-from-home trial for one week for nearly 1,000 OVO employees throughout Indonesia,” OVO president director Karaniya Dharmasaputra said in a written statement.“Tokopedia requires all employees to work from home for one full week, as of today, March 16. Efforts to limit direct interaction [social distancing] are intended to support the prevention of COVID-19, in line with the instructions of the President of Indonesia,” Tokopedia vice president of corporate communications Nuraini Raza said in the release.The work-from-home policy is being considered by companies across the globe as numbers of confirmed COVID-19 cases continue to rise worldwide.Matthew McQueen, director, public health program and associate professor of integrative physiology of the University of Colorado Boulder in the United States wrote in The Conversation that the goal of social distancing is to “flatten the curve” of the highly transmittable virus spread.He explained that the strategy of social distancing could be used in an effort to spread out the virus infections over a longer period of time so that public health agencies and healthcare infrastructure could better respond to the crisis and potentially “significantly reduce deaths from COVID-19”.Finance Minister Sri Mulyani Indrawati posted on her Instagram account on Sunday a series of videos and photographs showcasing how she coordinated with her team via a conference call.“On Saturday this week, I worked full time carrying out a coordination meeting through a conference call with the board of the Finance Ministry to draft policies and steps on the state budget [APBN] and the state finances in handling the spread of the coronavirus,” the minister wrote on Sunday.“The meeting was done via video to reduce the potential transmission of the COVID-19 virus, but it remained effective in formulating policies and carrying out the tasks of the Finance Ministry.” (ydp) For several employees, including those in sectors that require direct contact with customers, working from home may not be a luxury and this has created confusion among employers looking to catch up with the President’s instruction and with public transportation packed during rush hour in Jakarta. Some others, however, have been quick enough to jump on the bandwagon and adopt the work-from-home policy.Susan and Edgar—not their real names—are among those whose nature of work allows them to work from home but have yet to do so. They are concerned about going out and about during the COVID-19 pandemic, but their employers have not issued any official policy on social distancing as advised by the President.Social distancing, a tool that public health officials recommend in attempting to slow the spread of a disease from person to person, means that people stay far enough away from each other to avoid infection.center_img Topics :last_img read more